RestoGrowth Advisor • Merchant Statement Forensic Audit

Expose hidden processor fees and silent rate creep.

Upload your merchant processing statement to audit effective rates, junk fees, and contract renewal locks. Or preview a sample audit to see how hidden surcharges are uncovered.

Upload Your Processing Statement

Drop your PDF statement or photo from Toast, Clover, Fiserv, Heartland, Square, or TSYS

Bank-Grade Encryption•Never Shared with 3rd Parties
or explore without uploading

Click to preview how statement line items, hidden fees and rising rates show up

Or pick sample provider:

Forensic Line-Item Audit

Separates true interchange pass-through costs from arbitrary processor padding, batch fees, and non-compliance penalties.

Silent Rate Creep Watchdog

Monitors contract expiration dates and prevents silent 30-basis-point margin increases slipping into quarterly statements.

Negotiation Playbook

Builds a letter to your processor with your numbers, asking for lower markup and removal of fees you don’t need.

Want a person to check your card fees?

Ask for a free fee review. Our team looks at your numbers, and a payments partner may prepare a written quote. You decide whether to go ahead.

We may earn a fee if you sign up with a partner. It doesn’t change what we recommend. How we make money